Individuals

Why You Have an Account with PenChecks Trust®

PenChecks Trust® is a state-chartered, non-depository trust company that provides retirement distribution services to employers and financial services companies within the retirement plan sector. We also help individuals locate and claim missing retirement funds they are entitled to, and explain the options available to them for claiming those funds.

There are three reasons you may have an account with us:

  1. We were selected by your employer or former employer to help process a retirement plan distribution you are entitled to.
  2. We were appointed as custodian of an Automatic Rollover or Missing Participant IRA established in your name because your former employer was unable to reach you to transfer your retirement account to you.
  3. The financial institution that previously served as custodian of your retirement account resigned and selected PenChecks Trust to be the successor custodian.
Next Step: Make a Smart Decision With Your Money

Determining where to put your retirement dollars is an important decision. PenChecks Trust can connect you with other financial service providers to help you prudently invest your retirement money.

Working with trusted service providers, you can establish a personal IRA with:

  • Additional investment options
  • Competitive fees
  • lnvestment programs to match your risk profile
  • Friendly, personalized service
  • Regular statements and account monitoring capabilities

Making a smart decision with your money can help you continue saving for retirement.

Your options include:

Rolling over your funds to an IRA account at another institution.
Rolling over your funds to your current employer’s retirement plan, if that plan accepts rollovers.
Taking a lump-sum payment for the amount in your account *mandatory tax withholding applys

If you prefer one of these options, we are happy to assist you in completing the transaction. The FAQs section below provides more information about the different types of retirement accounts we service.

Have Questions?

Get Quick Answers to Your Most Immediate Questions:

Have questions about these options? Get started today, e-mail us at info@penchecks.com or call 800.541.3938.